Last Updated: January 2024
These Terms and Conditions ("Terms") govern your use of the BDI LLC website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.
Use of Website
Eligibility
Our services are intended for businesses and business owners who are at least 18 years of age. By using our website and services, you represent that you meet these eligibility requirements.
Permitted Use
You may use our website for lawful purposes related to learning about and applying for business funding. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the website or servers
- Submit false or misleading information
- Use automated systems to access the website without permission
Funding Services
Application and Approval
Submission of a funding application does not guarantee approval or funding. BDI LLC reserves the right to approve or decline any application at our sole discretion based on our underwriting criteria.
Accuracy of Information
You agree to provide accurate, current, and complete information in all applications and communications with us. You are responsible for maintaining the accuracy of this information.
No Financial Advice
The information provided on our website is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making financial decisions.
SMS Terms & Conditions
If you opt in to receive SMS or text messages from BDI LLC, the following terms apply:
Consent to Receive Messages
By providing your mobile phone number and opting in to SMS communications, you consent to receive recurring marketing and promotional text messages from BDI LLC using an automated telephone dialing system (ATDS). Messages may include offers, updates, and information about our financial products and services.
Message Frequency and Charges
Message frequency varies based on your interactions and our promotional activities. You may receive up to 4 messages per month. Message and data rates may apply according to your mobile carrier's plan. Please consult your carrier for details on messaging charges.
Opt-Out Procedures
You can opt out of receiving text messages at any time by replying STOP to any message from us. After sending STOP, you will receive a final confirmation message, and no further messages will be sent unless you opt in again.
Help and Customer Support
For help with text messages, reply HELP to any message or contact us at thomas@the-bdi.com. Our customer support team is available Monday through Friday, 9:00 AM to 6:00 PM CST.
No Purchase Requirement
Consent to receive SMS messages is NOT a condition of purchase or of obtaining any goods or services from BDI LLC. You may apply for funding and use all of our services without agreeing to receive text messages.
Carrier Compatibility
Our SMS service is available on all major U.S. carriers. If you experience technical issues receiving messages, please contact your mobile carrier or our support team.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of BDI LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
- The website will be uninterrupted or error-free
- Defects will be corrected
- The website is free from viruses or harmful components
- The information provided is accurate or complete
Limitation of Liability
To the maximum extent permitted by law, BDI LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to:
- Loss of profits or revenue
- Loss of data or information
- Business interruption
- Errors or omissions in content
Indemnification
You agree to indemnify and hold harmless BDI LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from:
- Your use of the website or services
- Your violation of these Terms
- Your violation of any rights of another party
- Any information you submit through the website
Privacy
Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.
Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the modified Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved in the courts of Missouri.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and BDI LLC regarding your use of the website and services.
Contact Information
If you have questions about these Terms, please contact us:
BDI LLC
56 Castlewood Rd
Eldon, MO 65026
Email: thomas@the-bdi.com