Last Updated: January 2024
BDI LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Request information about our lending services
- Apply for business funding
- Register for communications
- Contact us with inquiries
This information may include:
- Name and contact information (email address, business address)
- Business information (company name, industry, revenue data)
- Financial information required for underwriting
- Other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing actions, including:
- IP address and browser type
- Operating system and device information
- Pages viewed and navigation paths
- Time and date of visits
How We Use Your Information
We use the information we collect to:
- Process and evaluate funding applications
- Communicate with you about our services
- Improve our website and services
- Comply with legal and regulatory requirements
- Prevent fraud and maintain security
- Send marketing communications (with your consent)
Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information with:
- Service providers who assist in our business operations
- Financial institutions involved in funding transactions
- Legal and regulatory authorities when required by law
- Professional advisors (attorneys, accountants) under confidentiality agreements
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS & Text Message Communications
If you opt in to receive SMS or text messages from BDI LLC, the following terms apply:
Consent and Opt-In
By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from BDI LLC using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message Frequency
Message frequency varies. You may receive up to 4 messages per month, depending on your interactions with our services and ongoing promotions.
Data Rates and Charges
Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details on messaging charges.
Opt-Out Instructions
You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help and Support
For assistance with text messages, reply HELP to any message, or contact us at thomas@the-bdi.com.
Consent Not Required for Purchase
Consent to receive SMS messages is NOT a condition of purchase or obtaining any goods or services from BDI LLC. You may apply for funding and use our services without agreeing to receive text messages.
Mobile Information Privacy
We do not share your mobile phone number or SMS opt-in data with third parties for their marketing purposes. Your mobile information is used solely for communicating with you about our services as described in this policy.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is 100% secure.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
Your Rights
Depending on your jurisdiction, you may have certain rights regarding your personal information, including:
- The right to access and receive a copy of your personal information
- The right to correct inaccurate or incomplete information
- The right to request deletion of your information
- The right to opt out of marketing communications
- The right to withdraw consent for SMS communications
To exercise these rights, please contact us at thomas@the-bdi.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie settings through your browser preferences.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
BDI LLC
56 Castlewood Rd
Eldon, MO 65026
Email: thomas@the-bdi.com